Planning for your future financial needs can be a complex task, and as recent market events have shown, proper planning is essential. With this in mind, we offer a Holistic Review Service. This service considers all aspects of your current finances, your goals and lifestyle. A report can be provided summarising your current financial position, including all disclosed retirement, investment and protection policies and an estimated level of income achievable should you wish to take benefits immediately. As an additional benefit, we can also forecast the likely changes to projected income at different dates, perhaps to coincide with your chosen retirement date, a few years later or even a few years earlier.

Holistic financial planning begins with the adviser understanding your circumstances in their entirety and a financial questionnaire will be completed. Short and long term goals are ascertained and investment risk tolerances analysed.

Next, all the information that has been gathered and combined with current market information to recommend clear and achievable objectives and solutions to reach these objectives. This incorporates wealth creation and maintenance, debt management, family security, long term care and estate planning. Of course any of influencing factors such as businesses are also considered.

Finally, any plans put into place are monitored for their ongoing suitability and performance; the frequency of which is dependent on what each clients requires. This is a continuous and ongoing function that enables clients to be fully informed regarding their financial position giving them total peace of mind.

It is also a fantastic opportunity to make sense of the endless paper stream of investment statements and benefit forecasts enabling you to make informed decisions about your financial future.